Health Insurance is one of the larger concern for a family with a special needs child. Though life and disability risk are also the topmost priorities it’s easier to cover them through adequate insurance. This is because the cover is on the parents...
What comes to your mind first when you think of retirement? Probably you and your partner are sitting near a beach enjoying your retirement years. Though this is a dream for every retiree the reality has a different take. You may not retire...
For a parent having a special needs child to care it’s a difficult task to set priorities. All goals associated with child care looks to be important. It might be easier with traditional goals like retirement, education or marriage. But with special needs...
Quantifying expenses for your special needs child is many a time daunting task. Though most parents have an idea of out of pocket expenses they still need to figure out the expenses for the child separately. Each special needs child poses unique financial...
Dear All, We have left behind 2018 and just celebrated 2019. There is a lot to learn from what we did in the last year. But importantly there is a lot to think about how we are going to approach the year 2019....
For any special needs child family there is lot more in budgeting. The expenses for meeting the child needs are higher. In most cases these expenses takes the major share of the income. The special child expenses enhances as the child grow but...
Life Insurance is the most important element of financial planning but unfortunately is the most neglected one. Not enough people have it and those who have it do not have enough. If you talk about life insurance then it’s the most boring aspects...
In general, all parents worry about their children future. How will they provide for their child education, how to give them a quality life and many others questions hovers around them. But when there is a child with special needs the concerns extend...
Investment planning for families with special needs children is not easy. Deciding on a specific asset class is difficult as the care of a special needs child is lifelong. Many families tend to be risk averse and do not consider volatile investment options,...
Much like any other aspects tax planning for special needs children families is a must to do affair. Be it salary income or investing the hard earned savings, taxes impact on what you actually earn. With expenses already on higher side there is...