Life Insurance is the most important element of financial planning but unfortunately is the most neglected one. Not enough people have it and those who have it do not have enough. If you talk about life insurance then it’s the most boring aspects because its start after your death.
Special Needs Children requires support for day to day care even after adulthood. This life-long dependency increases concern for parents knowing that they might not be there for the lifetime. Life insurance is an important element of Special Needs Financial Planning to fund this lifetime care.
Buying Life Insurance by such families demands a careful planning. There can be many legal issues involved considering the child may never be in a state of making decisions.
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