While giving importance for special needs child care, one role which is often left unplanned is the role of a Caregiver. This one important person is taking 24/7 care of the child whether paid or unpaid. Financial services industry worldwide have not been too focused on this role.
World Health Organization conducted a study in 2015 on Mental Illness in India. The statistics revealed that one in five Indians suffer from depression. But only 10-12% of these seek help. A further survey done by the National Health Programme of the Ministry of Health & Family Welfare has stated that 6% of the population in Kerala suffers from mental health.
Health Insurance is one of the larger concern for a family with a special needs child. Though life and disability risk are also the topmost priorities it’s easier to cover them through adequate insurance. This is because the cover is on the parents themselves. But it’s the health insurance where they have challenges.
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